For any business (Especially Small and Medium size) which relies on customers meeting their payments, trade credit insurance is something to be considered.

It protects business’ cash flow against losses caused by its customers’ insolvency or default on payment. Business can be in a vulnerable position if there are regular defaults from customer’s end.

An occasional small bad debt won’t affect a business in a large way, but a large unexpected Bad debt can be devastating. Therefore protecting the life blood of every business (i.e. cash flow) is an important part of risk management.

The benefits that Credit Insurance can bring include:

a) Saving the time and efforts put on recovery.

b) Profitability is maintained.

c) Brings about Credit discipline.

Who needs to buy?

1.Business owners who rely on customers meeting their payments.

2. Small contractors who rely on clients meeting their payments.